Trustmark Universal Life insurance

Trustmark Universal Life Insurance

Living Benefits

At any point in your life, you may need long-term care services, such as a home health aide or time in a nursing facility. Most Universal Life policies include a benefit that you can access to help you pay for these services.

Here’s how it can work:

You can collect 4% of your Universal Life death benefit per month for up to 25 months to help pay for long-term care services.
If your policy includes the Benefit Restoration Rider or Additional Term Life Insurance Rider, your full death benefit is still available for your beneficiaries, which means you can as much as double your benefit.¹
If your policy also includes the Extension of Benefits rider, you can collect benefits for long-term care services for an extra 25 months, which means you can as much as triple your benefit.²

Example for a $100,000 Universal Life policy:

You don’t have to choose between protecting your finances from the expenses of long-term care and making sure your beneficiaries have enough to keep going after a loss. Trustmark Universal Life can help you with both.

Still need more details? Keep exploring this site, or get in touch with your benefits representative to get everything you need to make the right choice for you and your family.

¹May not be available with all plans. Not available in HI, NY, OR, UT or VT. ²May not be available with all plans. Not available in CA, CO, CT, FL, HI, MA, MN, NC, NY, OR, TC, UT, VT or WA.
Benefits for long-term care services are not included with all Universal Life and Universal LifeEvents^® plans. Example of claim paid is for illustration purposes only and there is no guarantee all claims will be paid the same way or format, or pay the same amount. The LTC Benefit is an acceleration of the death benefit and is not Long-Term Care Insurance (except in FL, LA, NC and VA, where the LTC benefit is Long-Term Care Insurance.) It begins to pay after 90 days of confinement or services, and to qualify you must meet conditions of eligibility for benefits. The LTC benefits provided by this policy may not cover all of the policyholder’s LTC expenses. Pre-existing condition limitations may apply. Benefits may not be available in all states or may be named differently. Your policy/certificate will contain complete details. You should consult a financial advisor to determine if the long-term care benefits and the retirement benefits provided by this policy are right for you. In FL, the LTC benefit is an Accelerated Death Benefit. In NY the LTC benefit is a Convalescent Care Benefit. In MA, the LTC benefit is an Accelerated Death Benefit for Chronic Illness.

© 2019 Trustmark Insurance Company. Underwritten by Trustmark Insurance Company, Lake Forest, Illinois. In New York, underwritten by Trustmark Life Insurance Company of New York, Albany, New York.
Trustmark^® and LifeEvents^® are registered trademarks of Trustmark Insurance Company.
This page is not filed for approval in KS, MA or NC.

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